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With over 25 years’ experience in advising, executing and managing liquidity strategies, our specialist liquidity portfolio managers focus on active risk management, using the extensive expertise of our global credit research team.
One of the key investment objectives of money market funds is to provide preservation of principal by investing in a diversified portfolio of high-quality, short-dated money market instruments.
We offer international AAA-rated money market funds
Aim to maintain a “triple A” rating from at least one recognised rating agency, currently:
- Standard & Poor's AAAm
- Moody's Aaa-mf
Highest underlying credit quality
- Minimum A-1 short term rating per individual investment at time of purchase
- 50% minimum in A-1+ for entire portfolio1
Dedicated HSBC credit research supporting all liquidity products
HSBC liquidity products overview
We provide a range of global and local liquidity products in a variety of currencies designed to meet differing client requirements.
(1)A-1 rated instruments maturing in five business days or less are counted towards the A-1+ percentage, as historical default rates on A-1 paper maturing within five business days are similar to the default rates of A-1+ issuers.
There is no guarantee that a stable net asset value* will be maintained. Investors may not get back the amount originally invested. Where overseas investments are held the rate of currency exchange may also cause the value of such investments to fluctuate. Past performance is not a reliable indication of future returns. The value of investments may be affected by uncertainties such as international, political and economic developments. They may also be affected by the credit worthiness of the issuers of the investments or by substantial adverse movements in interest rates. For full information on risks, please read the offering document carefully.
*Please note that the French domestic funds do not have a stable net asset value.