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Investment academy

Understanding investment concepts to make wiser decisions

Investment education

Investing can be a powerful way to work towards your financial goals, whether you’re saving for the future, generating long-term growth or building a more resilient financial plan. Markets don’t stand still, and different investments behave in different ways. Understanding the basics, such as different asset classes, risk and return, diversification, time horizon and the impact of economic events, can help you stay focused on what matters.

HSBC Global Asset Management’s Investment Academy brings together clear, practical guidance on key investment, financial and economic concepts. You’ll find easy-to-digest explanations, helpful and timely insights designed to support you in navigating the investment world with greater confidence. Our aim is to help you ask better questions, understand the choices in front of you, and make more informed decisions about your mutual fund investments.

 

Understanding investment basics

Understanding the building blocks of investing is a smart place to start. In this section, we break down different asset classes and approaches, including equities, fixed income and multi-asset strategies, explaining what they are, how they tend to behave in different market conditions, and the roles they may play within a diversified portfolio. You’ll also find short explanatory videos to bring the concepts to life, so you can quickly grasp the key ideas and feel more confident comparing options and understanding how different strategies work together.

 

Islamic investing 101

Islamic investing principles are designed to support the delivery of competitive investment returns while ensuring investments remain aligned with Shariah requirements.

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Multi-asset 101

Multi-asset strategies invest in a mix of asset classes. They’re managed to a target allocation or risk level, with rebalancing and sometimes tactical shifts over time.

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Fixed income 101

Fixed income strategies invest mainly in interest-paying debt securities. Returns are driven by yield and bond price moves, which are sensitive to interest rates, inflation expectations, and issuer credit quality.

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Index fund 101

What are index funds? How are they different from actively managed funds?

Equity 101

Investing in equities unlocks potential returns from share price growth and dividend payouts.

Hedge fund 101

By employing various strategies such as long-short strategies, hedge funds can adapt to different conditions during the market cycle and provide the potential to profit from both rising and falling markets.

     

    More resources

    Interest rate and inflation 101

    Learning the relationship between interest rates and inflation is of utmost importance to successful investment.

    Diversification

    Proper diversification ups the odds of investment success

    Sustainable investing

    Sustainable investing incorporates environmental, social and governance (ESG) factors into investment decisions and/or targets specific sustainability outcomes. Common approaches include exclusions, ESG integration, best-in-class selection, thematic investing (e.g., clean energy) and impact investing.